Guide Page
How to Calculate SIP Returns: Practical Guide
This SIP guide explains the three core inputs that control outcomes: monthly contribution, expected return, and duration. Prepare realistic assumptions, then run your scenario in the calculator.
Core inputs
Realistic assumptions
Goal-focused
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Frequently Asked Questions
What return should I assume for SIP planning?
Use conservative and optimistic scenarios (for example, 10% and 12%) rather than one fixed guess.
Does tenure matter more than amount?
Both matter, but longer tenure significantly amplifies compounding effects.