Deposit Rates

RD Rates

Bank-wise recurring deposit rates snapshot. Last updated: 26 Apr 2026

RD rates are generally mapped to bank term-deposit slabs; confirm latest slab and compounding rules before investing.

Bank-wise slabs Regular + senior rates Mobile-friendly comparison

Compare RD rates quickly

Filter by bank and compare tenure slabs for regular and senior citizen deposits.

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Bank Tenure / Days Regular Senior Citizen Conditions
AU Small Finance Bank Refer to latest bank schedule RD linked to domestic term slab
Airtel Payments Bank Refer latest bank schedule Please update latest RD slab rates in admin
State Bank of India (SBI) 1 year-<2 years 6.80% 7.30% RD linked to domestic term slab
Axis Bank 0-6 months 5.50% 6.00% RD linked to domestic term slab
State Bank of India (SBI) 2 years-<3 years 7.00% 7.50% RD linked to domestic term slab
Axis Bank 0-9 months 5.75% 6.25% RD linked to domestic term slab
HDFC Bank 1 year-<15 months 7.00% 7.50% RD linked to domestic term slab
Axis Bank 1-5 years 6.45% 6.95% RD linked to domestic term slab
HDFC Bank 15 months-<2 years 7.10% 7.60% RD linked to domestic term slab
Axis Bank >5 years 6.45% 7.20% RD linked to domestic term slab
ICICI Bank 1 year-<15 months 7.00% 7.50% RD linked to domestic term slab
BNP Paribas Refer latest bank schedule Please update latest RD slab rates in admin
ICICI Bank 15 months-2 years 7.10% 7.60% RD linked to domestic term slab
Bandhan Bank 7-14 days 2.95% 3.70% Please refer to bank schedule
Bandhan Bank 15-30 days 2.95% 3.70% Please refer to bank schedule
Bandhan Bank 31 days-2 months 3.45% 4.20% Please refer to bank schedule
Punjab National Bank (PNB) 1 year 6.80% 7.30% RD linked to domestic term slab
Bandhan Bank 2 months-1 year 4.20% 4.95% Please refer to bank schedule
Punjab National Bank (PNB) 1 year 1 day-3 years 7.00% 7.50% RD linked to domestic term slab
Bandhan Bank 1-2 years 7.00% 7.50% Please refer to bank schedule
Bandhan Bank 2-3 years 7.25% 7.75% Please refer to bank schedule
Bandhan Bank 3-5 years 7.00% 7.50% Please refer to bank schedule
Bandhan Bank 5-10 years 5.85% 6.60% Please refer to bank schedule
Bank of America Refer latest bank schedule Please update latest RD slab rates in admin
Union Bank of India 1 year 6.80% 7.30% RD linked to domestic term slab
Bank of Baroda 0 - 6 months 5.50% 6.00% RD linked to domestic term slab
Union Bank of India 399 days 7.25% 7.75% Special tenure slab
Bank of Baroda 6 months - 1 year 6.10% 6.60% RD linked to domestic term slab
Bank of Baroda 1 - 3 years 6.25% 6.75% RD linked to domestic term slab
Bank of Baroda 3 - 5 years 6.30% 6.90% RD linked to domestic term slab
Indian Bank 1 year 6.80% 7.30% RD linked to domestic term slab
Bank of Baroda 5 - 10 years 6.00% 7.00% RD linked to domestic term slab
Indian Bank 2 years-3 years 7.10% 7.60% RD linked to domestic term slab
Bank of India 7 days - 1.5 months 2.85% 2.85% Deposits less than 2 crore
IDBI Bank 1 year 6.80% 7.30% RD linked to domestic term slab
Bank of India 1.5 - 6 months 3.85% 3.85% Deposits less than 2 crore
IDBI Bank 2 years-3 years 7.00% 7.50% RD linked to domestic term slab
Bank of India 6 months - 1 year 4.60% 5.10% Deposits less than 2 crore
Yes Bank 1 year-<2 years 8.00% 8.50% RD linked to domestic term slab
Bank of India 1 - 2 years 5.75% 6.25% Deposits less than 2 crore
Yes Bank 2 years-<3 years 7.75% 8.25% RD linked to domestic term slab
Bank of India 555 days 6.30% 6.80% Deposits less than 2 crore
IndusInd Bank 1 year-<2 years 7.99% 8.49% RD linked to domestic term slab
Bank of India 2 - 3 years 5.75% 6.25% Deposits less than 2 crore
IndusInd Bank 2 years-<3 years 7.75% 8.25% RD linked to domestic term slab
Bank of India 777 days 7.25% 7.75% Deposits less than 2 crore
Federal Bank 1 year 7.10% 7.60% RD linked to domestic term slab
Bank of India 3 - 5 years 6.25% 7.00% Deposits less than 2 crore
Federal Bank 2 years-<3 years 7.15% 7.65% RD linked to domestic term slab
Bank of India 5 - 10 years 5.75% 6.50% Deposits less than 2 crore
IDFC FIRST Bank 1 year-<2 years 7.50% 8.00% RD linked to domestic term slab
Bank of Maharashtra Refer latest bank schedule Please update latest RD slab rates in admin
IDFC FIRST Bank 2 years-<3 years 7.25% 7.75% RD linked to domestic term slab
Barclays Bank 7 - 14 days 4.45% Deposits less than 3 crore
State Bank of India 1 - 2 years 6.80% 7.30% Deposits less than 2 crore
AU Small Finance Bank 2 years-<3 years 8.10% 8.60% RD linked to domestic term slab
Barclays Bank 15 - 44 days 4.65% Deposits less than 3 crore
State Bank of India 2 - 3 years 6.95% 7.45% Deposits less than 2 crore
Barclays Bank 45 - 59 days 4.90% Deposits less than 3 crore
State Bank of India 3 - 5 years 6.75% 7.25% Deposits less than 2 crore
Ujjivan Small Finance Bank 1 year 8.25% 8.75% RD linked to domestic term slab
Barclays Bank 60 - 89 days 4.95% Deposits less than 3 crore
State Bank of India 5 - 10 years 7.05% 7.55% Deposits less than 2 crore
Ujjivan Small Finance Bank 2 years-<3 years 8.20% 8.70% RD linked to domestic term slab
Barclays Bank 90 - 104 days 5.00% Deposits less than 3 crore
Barclays Bank 105 - 149 days 4.94% Deposits less than 3 crore
Punjab National Bank Refer latest bank schedule Please update latest RD slab rates in admin
Barclays Bank 150 - 179 days 4.92% Deposits less than 3 crore
Barclays Bank 180 - 209 days 4.91% Deposits less than 3 crore
Indian Overseas Bank Refer latest bank schedule Please update latest RD slab rates in admin
Barclays Bank 210 - 239 days 4.90% Deposits less than 3 crore
UCO Bank Refer latest bank schedule Please update latest RD slab rates in admin
Barclays Bank 240 - 269 days 4.89% Deposits less than 3 crore
Barclays Bank 279 - 299 days 4.87% Deposits less than 3 crore
Punjab & Sind Bank Refer latest bank schedule Please update latest RD slab rates in admin
Barclays Bank 300 - 329 days 4.86% Deposits less than 3 crore
Kotak Mahindra Bank Refer latest bank schedule Please update latest RD slab rates in admin
Barclays Bank 330 - 364 days 4.85% Deposits less than 3 crore
Barclays Bank 365 - 399 days 4.93% Deposits less than 3 crore
RBL Bank Refer latest bank schedule Please update latest RD slab rates in admin
Barclays Bank 400 days - 18 months 4.98% Deposits less than 3 crore
South Indian Bank Refer latest bank schedule Please update latest RD slab rates in admin
Barclays Bank 18 months - 2 years 5.07% Deposits less than 3 crore
Karnataka Bank Refer latest bank schedule Please update latest RD slab rates in admin
Barclays Bank 2 - 3 years 5.27% Deposits less than 3 crore
Karur Vysya Bank Refer latest bank schedule Please update latest RD slab rates in admin
Barclays Bank 3 - 4 years 5.41% Deposits less than 3 crore
Barclays Bank 4 - 7 years 5.46% Deposits less than 3 crore
CSB Bank Refer latest bank schedule 6.50% 6.80% Please update latest RD slab rates in admin
Tamilnad Mercantile Bank Refer latest bank schedule Please update latest RD slab rates in admin
Canara Bank 7 - 45 days 3.00% 3.00% Domestic deposits less than 3 crore
Canara Bank 46 - 90 days 4.00% 4.00% Domestic deposits less than 3 crore
Nainital Bank Refer latest bank schedule Please update latest RD slab rates in admin
Canara Bank 91 - 179 days 4.25% 4.25% Domestic deposits less than 3 crore
Equitas Small Finance Bank Refer latest bank schedule Please update latest RD slab rates in admin
Canara Bank 180 - 269 days 5.25% 5.75% Domestic deposits less than 3 crore
Jana Small Finance Bank Refer latest bank schedule Please update latest RD slab rates in admin
Canara Bank 270 days - 1 year 5.50% 6.00% Domestic deposits less than 3 crore
ESAF Small Finance Bank Refer latest bank schedule Please update latest RD slab rates in admin
Canara Bank 1 - 1 year 3 months 6.25% 6.75% Domestic deposits less than 3 crore
Suryoday Small Finance Bank Refer latest bank schedule Please update latest RD slab rates in admin
Canara Bank 444 days 6.50% 7.00% Domestic deposits less than 3 crore
Fincare Small Finance Bank Refer latest bank schedule Please update latest RD slab rates in admin
Canara Bank 555 days 6.60% 7.10% Domestic deposits less than 3 crore
Utkarsh Small Finance Bank Refer latest bank schedule Please update latest RD slab rates in admin
Canara Bank >1 year 3 months - 2 years 6.25% 6.75% Domestic deposits less than 3 crore
Canara Bank >2 years 6.25% 6.75% Domestic deposits less than 3 crore
North East Small Finance Bank Refer latest bank schedule Please update latest RD slab rates in admin
Capital Small Finance Bank 3 - 6 months 4.75% 5.25%
Shivalik Small Finance Bank Refer latest bank schedule Please update latest RD slab rates in admin
Capital Small Finance Bank 6 months - 1 year 5.50% 6.00%
Capital Small Finance Bank 1 - 5 year 7.15% 7.65%
India Post Payments Bank Refer latest bank schedule Please update latest RD slab rates in admin
Capital Small Finance Bank 5 - 10 years 7.10% 7.60%
Paytm Payments Bank Refer latest bank schedule Please update latest RD slab rates in admin
Central Bank of India 3 - 6 months 4.50% 5.00% Please update latest RD slab rates in admin
Fino Payments Bank Refer latest bank schedule Please update latest RD slab rates in admin
Central Bank of India 6 - 9 months 5.50% 6.00%
Jio Payments Bank Refer latest bank schedule Please update latest RD slab rates in admin
Central Bank of India 9 months - 1 year 5.75% 6.25%
Central Bank of India 1 - 2 years 6.75% 7.25%
HSBC Refer latest bank schedule Please update latest RD slab rates in admin
Central Bank of India 2 - 3 years 6.50% 7.00%
Standard Chartered Bank Refer latest bank schedule Please update latest RD slab rates in admin
Central Bank of India 3 - 5 years 6.25% 6.75%
Central Bank of India 5 - 10 years 6.25% 6.75%
China Construction Bank 1 day 0.05% < RMB 50,000 - > RMB 200,000
China Construction Bank 7 days 0.40% < RMB 50,000 - > RMB 200,000
China Construction Bank 14 days 0.40% < RMB 50,000 - > RMB 200,000
China Construction Bank 1 month 0.60% < RMB 50,000 - > RMB 200,000
China Construction Bank 2 months 0.70% < RMB 50,000 - > RMB 200,000
JPMorgan Chase Bank Refer latest bank schedule Please update latest RD slab rates in admin
China Construction Bank 3 months 0.80% < RMB 50,000 - > RMB 200,000
MUFG Bank Refer latest bank schedule Please update latest RD slab rates in admin
China Construction Bank 6 months 1.00% < RMB 50,000 - > RMB 200,000
Mizuho Bank Refer latest bank schedule Please update latest RD slab rates in admin
Citibank 365 - 400 days 6.00% Refer latest bank schedule
Sumitomo Mitsui Banking Corporation Refer latest bank schedule Please update latest RD slab rates in admin
Citibank 401 - 540 days 6.50% Refer latest bank schedule
Societe Generale Refer latest bank schedule Please update latest RD slab rates in admin
Citibank 541 - 731 days 6.00% Refer latest bank schedule
Shinhan Bank Refer latest bank schedule Please update latest RD slab rates in admin
City Union Bank 3 - 6 months 5.75% 5.75% Refer latest bank schedule
Woori Bank Refer latest bank schedule Please update latest RD slab rates in admin
City Union Bank 6 - 9 months 6.00% 6.00% Refer latest bank schedule
Industrial & Commercial Bank of China Refer latest bank schedule Please update latest RD slab rates in admin
City Union Bank 9 months - 1 year 6.25% 6.50% Refer latest bank schedule
City Union Bank 1 - 3 years 6.50% 6.75% Refer latest bank schedule
First Abu Dhabi Bank Refer latest bank schedule Please update latest RD slab rates in admin
City Union Bank 3 - 10 years 6.25% 6.50% Refer latest bank schedule
Doha Bank Refer latest bank schedule Please update latest RD slab rates in admin
Credit Agricole Refer latest bank schedule Refer latest bank schedule
Qatar National Bank Refer latest bank schedule Please update latest RD slab rates in admin
DBS Bank 91 - 180 days 4.25% 4.25% Refer latest bank schedule
DBS Bank 181 days 5.00% 5.50% Refer latest bank schedule
DBS Bank 182 - 269 days 5.80% 6.30% Refer latest bank schedule
DBS Bank 270 days - 1 year 6.00% 6.50% Refer latest bank schedule
DBS Bank 1 year - 375 days 6.30% 6.80% Refer latest bank schedule
DBS Bank 376 - 599 days 6.60% 7.10% Refer latest bank schedule
DBS Bank 601 days - 2 years 6.50% 7.00% Refer latest bank schedule
DBS Bank 2 - 5 years 6.40% 6.90% Refer latest bank schedule
DBS Bank > 5 years 6.25% 6.75% Refer latest bank schedule
Deutsche Bank 12 months 5.00% 5.00% Refer latest bank schedule
Deutsche Bank 15 - 18 months 7.00% 7.00% Refer latest bank schedule
Deutsche Bank 21 - 24 months 7.00% 7.00% Refer latest bank schedule
Deutsche Bank 27 - 36 months 6.25% 6.25% Refer latest bank schedule
Deutsche Bank 39 - 48 months 6.25% 6.25% Refer latest bank schedule
Deutsche Bank 51 - 57 months 6.25% 6.25% Refer latest bank schedule
Deutsche Bank 60 months 6.25% 6.25% Refer latest bank schedule
Dhanlaxmi Bank 3 - 6 months 6.75% 6.75% Refer latest bank schedule
Dhanlaxmi Bank 6 - 9 months 6.75% 6.75% Refer latest bank schedule
Dhanlaxmi Bank 9 months - 1 year 6.75% 6.75% Refer latest bank schedule
Dhanlaxmi Bank 1 - 2 years 6.75% 7.25% Refer latest bank schedule
Dhanlaxmi Bank 2 - 3 years 6.50% 7.00% Refer latest bank schedule
Dhanlaxmi Bank 3 - 5 years 6.60% 7.10% Refer latest bank schedule
Dhanlaxmi Bank 5 - 10 years 6.60% 7.10% Refer latest bank schedule
Disclaimer: The RD interest rates shown above are for representation purposes only and may not reflect the most current rates. Rates are subject to change without prior notice. Please verify the latest rates directly with the respective bank before making any investment decisions.

RD Interest Rates Guide for Monthly Savings Goals

Use this recurring deposit rates table to compare bank-wise RD interest rates by tenure and choose plans suited for disciplined monthly investing. It is useful for short-term and medium-term goal-based savings planning.

How to compare RD rates

Select a bank and review tenure slabs with regular and senior citizen rates to identify the most relevant recurring deposit option.

RD vs FD for savers

RD suits monthly contributions, while FD is better for lump-sum deposits; compare both pages together for complete deposit planning.

Compounding and maturity

Final RD maturity depends on installment timing, compounding frequency, and rate slab, so estimate returns with your actual deposit pattern.

Before investing

Confirm current recurring deposit rates and product terms from the bank, as tenure slabs and conditions can change periodically.