SBI RD
SBI RD Calculator 2026 — SBI Recurring Deposit Returns
An SBI Recurring Deposit (RD) is one of the safest ways for retail investors to accumulate savings over time via small, regular monthly payments. With competitive interest rates around 6.50% - 7.00% p.a. depending on the tenure, an SBI RD builds a guaranteed corpus. Use this SBI RD Calculator to project the maturity amount and interest earned by inputting your monthly deposit, tenure, and current SBI RD rate.
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Frequently Asked Questions
What is the minimum monthly deposit for an SBI RD?
You can start an SBI Recurring Deposit with a minimum monthly installment of just ₹100. There is no maximum limit.
Does SBI offer extra RD interest for senior citizens?
Yes, SBI typically provides an additional 0.50% p.a. interest rate on Recurring Deposits for senior citizens across most tenures.
Is the interest from an SBI RD taxable?
Yes, RD interest is fully taxable. It is added to your 'Income from Other Sources' and taxed at your applicable slab rate. TDS is applicable if the interest exceeds ₹40,000 in a year (₹50,000 for senior citizens).