Post Office RD
Post Office RD Calculator — National Savings Recurring Deposit
The 5-Year Post Office Recurring Deposit Scheme (National Savings Recurring Deposit Account) is a central government-backed instrument. It holds sovereign guarantee, making your capital 100% safe. Historically offering strong rates (e.g., 6.70%), use the Post Office RD Calculator to project how much your 5-year systematic monthly deposits will yield.
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Frequently Asked Questions
What is the lock-in period for a Post Office RD?
The National Savings RD has a fixed tenure of 5 years (60 months), though you can retain it up to 10 years by applying for an extension.
Can I take a loan against a Post Office RD?
Yes, after 12 monthly installments are deposited, you can avail a loan up to 50% of the balance in the RD account.