HDFC RD

HDFC RD Calculator — HDFC Bank Recurring Deposit

HDFC Bank offers attractive Recurring Deposit schemes with tenures ranging from 6 months to 10 years. RDs are ideal if you want fixed, guaranteed returns without taking on market risks. Input your monthly investment and the applicable HDFC Bank RD rate into the calculator below to find the guaranteed sum you will receive on maturity.

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Frequently Asked Questions

How is HDFC Bank RD interest calculated?

HDFC Bank calculates RD interest using a quarterly compounding formula. This yields slightly higher effective returns than simple interest.

Can I close my HDFC RD prematurely?

Yes, premature closure is allowed. However, HDFC Bank may levy a penal interest rate reduction (typically 1%) from the effective rate for the duration the deposit was held.