FD Rates - IDFC FIRST Bank

Bank-wise fixed deposit rates snapshot. Last updated: 12 Mar 2026

Rates are indicative snapshots for deposits below ₹2 crore and can change by bank policy, amount bucket, and date.

Bank Tenure / Days Regular Senior Citizen Conditions
IDFC FIRST Bank 1 year-<2 years 7.50% 8.00% Domestic deposits below ₹2 crore
IDFC FIRST Bank 2 years-<3 years 7.25% 7.75% Domestic deposits below ₹2 crore

FD Interest Rates Guide for Better Deposit Planning

Compare the latest bank FD rates across tenure buckets to identify options aligned with your savings horizon. This fixed deposit rates table helps you review regular and senior citizen slabs quickly before opening or renewing deposits.

How to use this FD rates table

Filter by bank, compare tenure-wise returns, and check conditions before choosing short-term or long-term fixed deposits.

FD rates for senior citizens

Many banks provide an additional senior citizen FD rate over regular slabs; use both columns to estimate maturity differences.

Tenure selection tips

Match FD tenure with cash-flow goals, liquidity needs, and potential rate cycles instead of selecting only the highest listed slab.

Important note

Rates may vary by amount bucket and update date, so verify the latest bank announcement before finalizing your fixed deposit.