FD Rates

Bank-wise fixed deposit rates snapshot. Last updated: 12 Mar 2026

Rates are indicative snapshots for deposits below ₹2 crore and can change by bank policy, amount bucket, and date.

Bank Tenure / Days Regular Senior Citizen Conditions
State Bank of India (SBI) 1 year-<2 years 6.80% 7.30% Domestic deposits below ₹2 crore
State Bank of India (SBI) 2 years-<3 years 7.00% 7.50% Domestic deposits below ₹2 crore
HDFC Bank 1 year-<15 months 7.00% 7.50% Domestic deposits below ₹2 crore
HDFC Bank 15 months-<2 years 7.10% 7.60% Domestic deposits below ₹2 crore
ICICI Bank 1 year-<15 months 7.00% 7.50% Domestic deposits below ₹2 crore
ICICI Bank 15 months-2 years 7.10% 7.60% Domestic deposits below ₹2 crore
Axis Bank 1 year-<15 months 6.75% 7.25% Domestic deposits below ₹2 crore
Axis Bank 15 months-2 years 7.10% 7.60% Domestic deposits below ₹2 crore
Punjab National Bank (PNB) 1 year 6.80% 7.30% Domestic deposits below ₹2 crore
Punjab National Bank (PNB) 1 year 1 day-3 years 7.00% 7.50% Domestic deposits below ₹2 crore
Bank of Baroda 1 year-<2 years 6.85% 7.35% Domestic deposits below ₹2 crore
Bank of Baroda 2 years-3 years 7.05% 7.55% Domestic deposits below ₹2 crore
Canara Bank 1 year 6.85% 7.35% Domestic deposits below ₹2 crore
Canara Bank 2 years-<3 years 7.20% 7.70% Domestic deposits below ₹2 crore
Union Bank of India 1 year 6.80% 7.30% Domestic deposits below ₹2 crore
Union Bank of India 399 days 7.25% 7.75% Special tenure slab
Bank of India 1 year 6.80% 7.30% Domestic deposits below ₹2 crore
Bank of India 2 years-<3 years 7.00% 7.50% Domestic deposits below ₹2 crore
Indian Bank 1 year 6.80% 7.30% Domestic deposits below ₹2 crore
Indian Bank 2 years-3 years 7.10% 7.60% Domestic deposits below ₹2 crore
IDBI Bank 1 year 6.80% 7.30% Domestic deposits below ₹2 crore
IDBI Bank 2 years-3 years 7.00% 7.50% Domestic deposits below ₹2 crore
Yes Bank 1 year-<2 years 8.00% 8.50% Domestic deposits below ₹3 crore
Yes Bank 2 years-<3 years 7.75% 8.25% Domestic deposits below ₹3 crore
IndusInd Bank 1 year-<2 years 7.99% 8.49% Domestic deposits below ₹2 crore
IndusInd Bank 2 years-<3 years 7.75% 8.25% Domestic deposits below ₹2 crore
Federal Bank 1 year 7.10% 7.60% Domestic deposits below ₹2 crore
Federal Bank 2 years-<3 years 7.15% 7.65% Domestic deposits below ₹2 crore
IDFC FIRST Bank 1 year-<2 years 7.50% 8.00% Domestic deposits below ₹2 crore
IDFC FIRST Bank 2 years-<3 years 7.25% 7.75% Domestic deposits below ₹2 crore
AU Small Finance Bank 1 year-<2 years 8.00% 8.50% Domestic deposits below ₹2 crore
AU Small Finance Bank 2 years-<3 years 8.10% 8.60% Domestic deposits below ₹2 crore
Ujjivan Small Finance Bank 1 year 8.25% 8.75% Domestic deposits below ₹2 crore
Ujjivan Small Finance Bank 2 years-<3 years 8.20% 8.70% Domestic deposits below ₹2 crore
State Bank of India Refer latest bank schedule Rates will be updated shortly Rates will be updated shortly Rates will be updated shortly
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FD Interest Rates Guide for Better Deposit Planning

Compare the latest bank FD rates across tenure buckets to identify options aligned with your savings horizon. This fixed deposit rates table helps you review regular and senior citizen slabs quickly before opening or renewing deposits.

How to use this FD rates table

Filter by bank, compare tenure-wise returns, and check conditions before choosing short-term or long-term fixed deposits.

FD rates for senior citizens

Many banks provide an additional senior citizen FD rate over regular slabs; use both columns to estimate maturity differences.

Tenure selection tips

Match FD tenure with cash-flow goals, liquidity needs, and potential rate cycles instead of selecting only the highest listed slab.

Important note

Rates may vary by amount bucket and update date, so verify the latest bank announcement before finalizing your fixed deposit.