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Stamp Duty & Registration Calculator
Calculate stamp duty, registration fees, and GST charges for your property purchase across Indian states.
Fast estimates
Clear breakdown
Planning friendly
Best for
All property buyers
Includes
GST if applicable
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Provide values to generate an instant estimate.
Before you calculate
- Stamp duty rates vary by state, property value, and buyer's gender.
- Some states offer concessions for women buyers (e.g., Delhi, Rajasthan).
- GST of 5% applies to under-construction properties; ready-to-move are GST exempt.
- Update the stamp duty and registration rates to match your state's latest rates.
Stamp Duty & Registration: What You Need to Know
Stamp duty and registration charges are mandatory costs when buying property in India. They vary by state and can add 5–10% to your total cost.
Stamp Duty & Registration: What You Need to Know
Stamp duty and registration charges are mandatory costs when buying property in India. They vary by state and can add 5–10% to your total cost.
What is stamp duty?
Stamp duty is a tax levied by the state government on property transactions. It's a percentage of the property's market value or agreement value, whichever is higher.
Registration charges
Registration fee is paid to legally register the property in your name with the sub-registrar. It's typically 1% in most states but can vary.
Women buyer concessions
Several states like Delhi, Rajasthan, and Haryana offer reduced stamp duty rates (1–2% less) for properties registered in a woman's name.
GST on property
Under-construction properties attract 5% GST (1% for affordable housing) without input tax credit. Ready-to-move completed properties are GST exempt.
Stamp Duty & Registration Calculator: Detailed Property Planning Guide
This stamp duty & registration calculator helps you evaluate property decisions with practical numbers, not assumptions. Real estate outcomes depend on many variables including financing cost, holding period, rental potential, maintenance, taxes, and local market trends. Use this estimate as a planning baseline, then compare it against actual project-level details before committing.
For better decision quality, run multiple scenarios: optimistic, realistic, and conservative. Small changes in loan rate, rent growth, vacancy, appreciation, or exit timeline can materially impact returns. Revisit your analysis every 6 to 12 months and whenever there are major changes in interest rates, income stability, or property market conditions.
How to use these property calculators effectively
Start with accurate inputs: property price, down payment, interest rate, tenure, rent assumptions, and one-time costs like stamp duty and registration. Then stress-test your plan for higher EMIs, slower appreciation, or delayed possession so your purchase remains viable.
Common real estate analysis mistakes
Buyers often ignore transaction costs, maintenance charges, property tax, interior expenses, and liquidity risk. Investors may overestimate rental yield and underestimate vacancy or tenant turnover. A robust analysis includes both cash outflows and opportunity cost of capital.
Build a complete home buying or investing plan
Combine affordability, rent-vs-buy, rental yield, and appreciation calculators to create a full property decision framework. Pair this with your emergency fund and insurance plan so your real estate goals support long-term financial stability rather than strain it.