Min investment
Girl Child Savings Scheme
SSY calculator for Sukanya Samriddhi Yojana
Enter annual investment amount, girl's current age, and expected interest rate to calculate the maturity amount at age 21 under Sukanya Samriddhi Yojana.
Tax-free maturity
15-year deposit period
Matures at age 21
Max investment
₹1.5 lakh/year
Current rate
8.2% p.a.
Enter SSY details
Provide annual investment, girl's current age, and interest rate.
Before you calculate
- Account can be opened for a girl child below age 10.
- Deposits are made for 15 years from account opening.
- Account matures when the girl turns 21.
- The entire maturity amount is tax-free under EEE category.
- Annual investment: minimum ₹250, maximum ₹1.5 lakh.
Why invest in SSY?
SSY offers the highest risk-free return among government schemes with full EEE tax exemption — investment, interest, and maturity are all tax-free. Ideal for daughter's education and marriage corpus.
About Sukanya Samriddhi Yojana
SSY is a small deposit savings scheme for the girl child launched under the Beti Bachao Beti Padhao campaign. It offers one of India's highest risk-free returns with full tax exemption.
EEE tax status
SSY enjoys Exempt-Exempt-Exempt status. Annual contributions qualify for ₹1.5 lakh 80C deduction, interest accrued is tax-free, and maturity amount is fully exempt.
Partial withdrawal
Up to 50% of the balance can be withdrawn after the girl's 18th birthday for higher education expenses. This helps fund education without closing the account.
Premature closure
Account can be closed prematurely in case of account holder's death or life-threatening disease. Marriage after age 18 also allows premature closure.
Deposit period
Deposits must be made for 15 years from account opening. The account continues to earn interest for remaining years until it matures at the girl's age 21.